Our Mission is your satisfaction

1st Trust Finance E-Payment was launch so that anyone with an email account can send or receive credits. Each credit is valued at $1.00 USD. 1st Trust Finance E-Payment members may redeem their credits for the cash equivalency at any time by selling these credits back to 1st Trust Finance E-Payment . You can believe there should be one universal online payment system and will strongly compete to be the provider of choice.

E-Payment System

1. Card Payments
Credit and debit cards have become ubiquitous in everyone’s daily lives. They allow you to make purchases by simply swiping the cards at the point of sale. These cards are linked to your bank accounts, enabling you to spend within your financial means or borrow money (in the case of credit cards) for a limited period.

2. Electronic Fund Transfers
Electronic fund transfers, such as National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS), provide a quick and secure way to transfer money between bank accounts. NEFT is typically used for smaller transactions, while RTGS is reserved for larger, time-sensitive transfers.

3. Online Bank Transfers
Online bank transfers allow individuals to move money directly from their bank accounts to another party’s account. This method is often used for bill payments and peer-to-peer transactions.

One example of online bank transfers is when you pay your monthly utility bills directly from your bank account through the utility company’s online payment portal. It’s a secure and convenient way to handle regular or recurring payments.

4. Virtual Payment Cards
Virtual payment cards are digital versions of physical credit or debit cards. They can be used for online purchases without exposing your actual card details. Virtual cards enhance security and reduce the risk of fraud.

Imagine using a virtual payment card to make an online purchase from a new, unfamiliar website. By doing so, you’re safeguarding your actual card details while enjoying the benefits of secure transactions, minimizing the risk of unauthorized use of your card.

5. Digital Wallets
Digital wallets, such as PayPal, Apple Pay, and Google Pay, have gained popularity for their convenience. Users can link their bank accounts or credit cards to these wallets and make payments with a simple tap or click on their smartphones.